TeronaPay
Customers

Built for every kind of East African business.

From a five-person Shopify store in Nairobi to a delivery platform across Kampala and Dar es Salaam — the same API scales with you.

E-commerce

Cart checkout with mobile money + card

Accept M-Pesa, MoMo, Airtel, and card in-cart via the API, or share /pay/{slug} for direct-link sales. Refunds via dashboard or API.

Marketplaces

Split payments across sellers

Use per-channel fee overrides + the ledger to track each seller's payable. Payout to seller M-Pesa numbers via /v1/payouts.

SaaS

Recurring subscription billing

Create a payment per billing cycle with channel=card. Listen for payment.succeeded webhooks to extend the customer's subscription window.

Logistics & delivery

Pay-on-delivery + driver cash-out

C2B paybill for customer payments, B2C payouts for daily driver settlement. Statement emails reconcile end-of-day.

Donations & non-profits

Anonymous mobile money donations

Share a /pay/{slug} URL on socials and accept M-Pesa, MoMo, or Airtel. Donor details captured at submission; aggregate stats in the Statement page.

Banks & PSPs

Embed mobile money into your own product

Use TeronaPay as your multi-network gateway across Kenya, Uganda, and Tanzania — we handle credentials, retries, sweeper logic, and security-credential encryption.

Talk to us

Bigger merchant? Have a unusual flow?

We'll walk you through how TeronaPay fits and quote bespoke fees for >100K transactions/month. Contact the team.

Start taking payments today

Customers — businesses building on TeronaPay · TeronaPay