TeronaPay
About

Payments infrastructure for East African builders.

We're a small team in Nairobi building the boring fundamentals that the next generation of fintechs and marketplaces across Kenya, Uganda, and Tanzania deserve.

What we believe

Four principles that shape every line of code.

East Africa first, by design

We design for mobile money — M-Pesa, MTN MoMo, Airtel Money, Tigo Pesa — as the primary channel across Kenya, Uganda, and Tanzania, not as an afterthought to a Western-default card stack. Channel-currency rules, callback semantics, and reconciliation flows are built around how these networks actually behave.

Ledger is the source of truth

Every money movement is a double-entry posting that sums to zero. Aggregates come from the ledger; balances come from the ledger; statements come from the ledger. No spreadsheets, no shadow accounts.

Idempotency by default

Every mutation path is idempotent — by request key, by row constraint, or by status-guarded UPDATE. Retries are safe. Sweepers are safe. Webhook handlers are safe.

Operations is a product, not an afterthought

Sweepers reconcile lost callbacks. An alerter watches webhook health. A janitor archives old rows. Advisory locks dedup across replicas. We build the boring stuff because it matters at 3am.

Get in touch

We'd love to hear from you.

Start building on TeronaPay

About — payments infrastructure for East African builders · TeronaPay