TeronaPay is the easiest way for businesses in Kenya, Uganda, and Tanzania to accept mobile money and card — M-Pesa, MTN MoMo, Airtel Money, Tigo Pesa, and Visa/Mastercard — through a single integration with webhooks, refunds, and statements built in.
M-Pesa, MTN MoMo, Airtel Money, and Tigo Pesa across Kenya, Uganda, and Tanzania — plus card and bank. Switch channels per payment without rewriting your integration.
Collect in KES, UGX, and TZS, accept USD and EUR via card, and settle locally. We handle channel-currency rules; you handle the customer.
Signed deliveries with rotation, retry-with-backoff, a per-merchant alerter when your endpoint goes down, and replay from the dashboard.
Settled to your account, ready to pay out.
The same account works whether you have a team of engineers or no developers at all.
Create a TeronaPay merchant in 60 seconds — no setup fee, no monthly minimum. You're issued a sandbox API key on the spot.
Send a test mobile money or card payment from the API or your hosted /pay link, and watch it land in your dashboard. No real money moves.
Add your live mobile money and card credentials in Settings. Money lands in your ledger, webhooks fire, and you cash out to mobile money any time.
Pay only when you collect money. No setup fee, no monthly minimum.
Sign up in 60 seconds. No setup fee, no monthly minimum.
